April 20, 2014

Public Adjuster Greenville SC

Get our Public Adjuster Greenville SC services on YOUR side

Fire Damage - Public Adjuster Greenville SC services

Fire Damage - SC Public Adjuster

There are a number of things that can cause property damage to your SC home South Carolina ends up catching a lot of hurricanes on the coast with a lot of damage, but there’s more than that.  Home fires, flooding, wind damage – our Public Adjuster Greenville SC services have worked with all of them. Local SC property damage claims can be the result of a single cause such as a home fire. Other times, as we saw with Hurricane Irene in 2011, the property damage will be more complex with hurricane damage that includes wind damage and flood damage.

Having our Greenville SC Public Adjuster can give you the best claim value for your property damage loss. Using Public Adjuster Greenville SC services is not about getting more money than the actual damage. Our Greenville Public Adjusters are simply focused on finding ALL the damage to your property. Far too often insurance claims adjusters will miss items – and don’t have much inspiration to do a whole lot of digging. They get paid by the insurance company, so they’re not particularly looking out for the claimant. In the end, those items can really add up and result in a LOT less money than you need to rebuild your world. Public Adjuster Greenville SC services work to ensure that we find all the property damage and it’s properly submitted in your property claim.

Who is representing you?

An insurance company’s claim adjuster’s paycheck is received from the insurance company, so the company adjuster has no specific reason to do a lot of behind the scenes inspection. If they don’t do the digging, and you don’t have Public Adjuster Greenville SC services on your side, you’re going to end up with a smaller payout than you need. For the same reason one doesn’t hire the same legal representation as their spouse in a divorce, it brings better results to bring in your own advocate in any South Carolina homeowners claims process – and that would be American Property Loss’ Public Adjuster Greenville SC services.

Below are some of the causes of local Greenville damage claims and where Public Adjuster Greenville SC services can help you!

Perils, Property Loss Causes and Public Adjuster Greenville SC services

A peril, as referred to in an insurance policy, is a cause of South Carolina property loss, such as fire or flood. An SC homeowners insurance policy normally provides coverage for the perils of fire, lightning, and extended coverage. Extended coverage includes coverage for the perils of windstorm, hail, explosion, riot, civil commotion, aircraft, vehicles, smoke, vandalism, malicious mischief, theft, and breakage of glass.

Learn more about each peril and how your homeowners coverage will likely handle it. Our Public Adjuster Greenville SC servicess are familiar working with all these items and can more easily help you get through the homeowners claims process. Our local Greenville Public Adjusters go to bat for you to make sure you get the full value for your covered SC loss.

Greenville SC Fire Damage Insurance Claims

Annually, thousands of South Carolina insured properties experience fire, soot and smoke damage. Fire, in its most common form, can result in a blaze, which has the potential to cause physical damage through burning. Fire losses can be a combination of fire damage and smoke damage. American Property Loss’ Public Adjuster Greenville SC services have assessed many South Carolina fire damage claims and helped the property owners to receive a thorough and complete settlement from their insurance company.

Hurricane Damage - SC Public Adjuster

Hurricane Damage - SC Public Adjuster

Greenville SC Hurricane Damage Insurance Claims

Hurricanes for the most part leave entire regions in chaos with varying property damage ranging from roof damage to as severe as complete loss of property. A hurricane is a very powerful storm that can produce violent winds, large waves, very heavy rains and floods. American Property Loss’ Public Adjuster Greenville SC services have assessed many local SC hurricane damage claims and helped the property owners to receive an honest and thorough insurance settlement from the homeowners insurance.

Greenville SC Tornado Damage Insurance Claims

Violent storms that leave a swath of property damage and death behind them. Tornadoes occur most frequently in an area called “Tornado Alley,” a strip of land running from Texas South to Minnesota. However, tornadoes do occur in any state, with some tornado wind speeds frequently reaching 200+ miles per hour. As we saw with the tornado swarms on November 16, 2011 in Central South Carolina and more recently on Nov 16th, 2011, tornadoes do hit us – sometimes much harder than we expect – and leave a path of destruction. American Property Loss’ SC Public Adjuster services handle many tornado damage claims in the area.

Lightning Damage - SC Public Adjuster

Lightning Damage - SC Public Adjuster

Greenville SC Lightning Damage Insurance Claims

Regularly the cause of fires or damage to electronics and other parts of your home, lightning is caused when storm clouds cool below a certain temperature, and positive and negative electrical charges in the clouds’ water vapor separate from top to bottom. Just one close lightning strike can damage all electrical components in a location as well as start a fire. SC is prone to heavy lightning damage as a result of popup summer afternoon storms. Our Public Adjuster Greenville SC services will work with you to find all the covered property damages and receive a fair insurance settlement from their homeowners insurance.

Greenville SC Wildfire Damage Insurance Claims

A wildfire is an unplanned and uncontrolled fire that occurs in the areas where woods and homes overlap. These are not single home fires, but larger firestorms that can threaten multiple homes, and typically burn many acres of forest. Due to ongoing drought conditions in South Carolina, we are seeing a rise in these types of SC property damage claims.

Greenville SC Flood Damage and Water Damage Insurance Claims

Damaging flooding occurs throughout the U.S. every year. Floods cause billions of dollars in flood damage in the United States, but overflowing rivers and streams aren’t always the biggest enemy. Water damage can occur with something as simple as a haywire washing machine pouring water out for 8 hours while you’re at work.  Our Public Adjuster Greenville SC services have been onsite with many local SC flood claims and helped the property owners to get an honest insurance settlement.

Greenville Hail Damage Insurance Claims

Hail is the result of water droplets that freeze and fall to the ground as chunks of ice, also called stones. The larger the stones, the more harm they can cause to people and property. American Property Loss’ Public Adjuster Greenville SC services can examine property damages with a knowledgeable eye to to maximize your claim for your covered Greenville hail property loss.

Greenville Ice Damage Insurance Claims

Hail in Hand - SC Public Adjuster

Hail in Hand - SC Public Adjuster

Greenville isn’t exactly a hotspot for ice damage or snow damage, but it does happen. In the Greenville area, covered properties are occasionally covered by freezing rain that can build up on exposed surfaces and cause some major issues.  Our Public Adjuster Greenville SC services have reviewed many local SC ice damage claims and worked with insured owners to receive a thorough and fair settlement from their homeowners insurance policy.

Greenville Power Outage Damage Claims

Local SC power outages can occur in several ways — weather related, or not. If the power outage has occurred directly on your property – as opposed to widespread power outages, your homeowners insurance policy should cover you. Power outages can occur as a result of many reasons. Electrical short circuits, due to lightning strikes or a power overload, may interrupt electricity in the home. Water seeping onto electrical wires or into electrical outlets, or dropping tree limbs breaking power lines can also cause an outage. Food spoilage is an obvious type of insured loss due to an outage. Power outage claims can occasionally be tricky, but our experienced Greenville Public Adjusters will help you sort out your power outage damage claim. Our Public Adjuster Greenville SC services can assess your power outage claim with a knowledgeable eye to get you fair value for their insured Greenville power outage property damages.

Greenville SC Vandalism/Other

Vandalism has different forms. One is graffiti, which could be in a form of written words or paintings made on the wall without the owner’s consent. Insurance policies also cover theft but there are a lot of limitations for such incidents. Vacant homes have different coverage and more limitations than those which are occupied. Vacant homes have higher probabilities of being vandalized or robbed. You should inform your insurance company when you are planning to vacate your house, so that you will be able to discuss your options. American Property Loss local SC Greenville Public Adjusters will help you to find all the covered property and receive a thorough and good settlement from their insurance company.

South Carolina Earthquake Damage Insurance Claims

An earthquake is a sudden, rapid shaking of the Earth that can cause damage to property from ground movement, fire, or even sprinkler leakage. South Carolina is not a hotspot for earthquakes. But if it ever happens – our Public Adjuster Greenville SC services have the right experience!